Finance

Available Owner Finance Properties

Each month we will have new properties available for sale by owner financing across the Dallas/Fort Worth metro. Owner financing allows you to own your home without having to qualify with a bank mortgage with more flexible terms (no credit requirement – bad credit okay, ITIN okay, no tax returns, etc).  The main approval criteria is affordability and if the house is affordable, you have the ability to own.  Please see here for frequently asked questions.

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5622 Boca Raton Blvd #223
Fort Worth, TX 76112

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1306 Elby St
Irving, TX 75061

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601 W Cedar St
Arlington, TX 76011

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4224 Ramey Ave
Fort Worth, TX 76105

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203 Fielding Dr
Mesquite, TX 75149

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3612 Guadalupe Rd
Fort Worth, TX 76105

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Interested in Owner Financing?

Complete the form below and someone from our team will contact you to schedule a showing. 

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Frequently Asked Questions

Owner financing is when the owner of the property agrees to finance the property for the buyer. The buyer does not have to go to a bank to qualify, they are qualified based on the criteria of the owner selling the property. This allows for more flexibility (bad credit ok, ITIN ok, no taxes ok) for the buyer who needs financing if they do not qualify with a traditional bank. The buyer can always refinance the mortgage at anytime. 

To qualify for the property you will need:

  • Copy of  a government issued ID (any government, not just US) 
  • Proof of income (can be pay stubs)
  • Completed loan application (online)
  • Credit report (only to verify debts)
  • Debt to income ratio under 50%

Rates will vary based on the risk of the borrower, however, rates will generally start 9.99%

Please complete the online form and we will send you the pricing of the house you are interested in, along with the down payment requirements and your estimated cost to close.

No it does not. Per federal regulations, it only matters if your debt to income ratio is above 50%

Yes! We can accept an ID from any country as long as it is government issued. 

Yes, you are the owner of the property and the seller is the “bank” for the property. You are required to make monthly mortgage payments, pay taxes and insurance, etc